DO NOT BORROW MONEY FROM THEM! please. There is a reason they work with people with bad credit! They definitely take advantage of customers. It's not worth he VERY HIGH interest rate! HIDDEN FEES/CHARGES! I paid my account off in less then 3 months and was still charged the full interest of the loan. Horrible service at the Glen Burnie Md location. The lady at he front desk is very rude and unprofessional. See for yourself (Just call). Also they place a lien on your vehicle and NEVER send out a release! You have to pay them to get duplicate release! It's sad. Do not do business with them. They have a 1 star only because hey can not receive a negative 1 star.
they think they are smarter then you and only make things harder on you financially better options out there i debated for awhile but after having several conversations with representatives i came to a conclusion that they were shady and things didn't add up
On July 4th 2017, I came out my house to go to my place of work only to find my car missing, A 2013 Chevy Equinox that I just got from Auction paid in full. I was shocked and disturbed at the same time; first of all I had to call out from work and then called 911 to file a report that my car has being stolen. The cops told me after listening to my report that a car that match that description was reported repossessed from my area around 3 am that morning that I should call Bay country financial, I was surprised because I didn't get the car through any finance company, but anyway to cut the long story short, I couldn't get through to Bay country financial till the next day 5th of July due to holiday. So on the 5th of July, I called to asked why my car was taken from my home without my permission as I have no business with Bay country financial. I was told by a female representative that my car has being repossessed, I told her there must have being a misunderstanding because I bought the car from auction and the seller was capital one and not even Bay country financial, and that it was not financed but paid for in full with cash. She disagreed, telling me the car was Bay country financial property and that they were the one financing the car since. After series of phone calls and emails showing proofs upon proofs that the car was actually mine and that I was telling the truth about buying the car from auction, the lady from Bay country financial said " oh so.... we have review your documents and finally concluded that we might have repossessed the wrong car and will tow the car back maybe tonight or tomorrow ". I was like, are you kidding me, after taken my car from my home for nearly 2 days already, you're still thinking about when to return it back to me? The lady on the phone said, "Well... it's not our fault, its capital one's fault" and then she dropped the call. This is so unheard of, is it the wrongful repossession of my car or the physical damages incurred on the car after it was returned. I've never seen anything like this in my whole life.
I WOULD NEVER RECOMMEND THIS COMPANY TO ANYONE. THEY ARE PREVENTING ME FROM SELLING MY TRUCK.
Should have a option for no stars. STAY AWAY, USE AT YOUR OWN RISK, TOTALLY BOTTOM FEEDING COMPANY. Trust me you will pay about three to four times more than what you borrow back. Their goal is to repossess your car and they will use every underhanded trick to do it. If you're borrowing money from this company you absolutely cannot be late at all they will repossess your car. Its really sad the way they operate but one thing is for sure a company like this always loses at the end, you can't retire from bottom-feeding.
i paid my debt off almost 2 months ago and i have YET to recieve my release papers. I was told that they would be mailed out july 7. I called 2 weeks later only to find out they lied. They said it was sent out on July 11. ok. They sent it to my old address. It does NOT take 4 weeks dor the post office to forward mail. Emails have been blocked. They claim that MVA wont accept fax copies of the release papers. WHY THE HECK DON'T I HAVE MY PAPERS YET.
Google does need to have a negative star rating because this company is the worse. They are b-sers when it comes to sending out paperwork but will repo in a heartbeat.
Bay Country Financial Services is a US Finance company based in Glen Burnie, Maryland. Bay Country Financial Services is located at 6619 Ritchie Hwy # 13, Glen Burnie, MD 21061, USA.
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